What sewing/embroidery machine do you recommend?

I have been sewing for about 5 months now. I have been making outfits for my daughter (simple shirts, skirts). I would like to get a machine that has a ruffler on it, but I do not know what to look for. I would also like to start quilting with it. I tried on mine, but my machine just couldn't handle it. Lastly, I would like to monogram or put designs on my stuff if at all possible with the other criteria. I have been shopping online, but I just cannot tell which to buy. I do not mind spending money, but I don't want to waste it either.